Accidents, illnesses and medication in early childhood education

In the event of an accident in early childhood education, first aid is provided by the daycare staff, if possible. Guardians are notified of the accident immediately. Guardians are primarily responsible for taking the child to receive treatment. In early childhood education, we can transport the child to public healthcare if necessary in the event of an accident. An accident report will be submitted to the insurance company as soon as possible (within a week of the accident). The Tuusula municipality’s personal injury insurance policies are with Protector.

If an accident requires a visit to the doctor, seek treatment as soon as possible. Treatment can be sought at a health centre, emergency room, first aid station or any private healthcare facility closest to you. The guardian must first pay for the visit themselves and then apply for reimbursement in accordance with the instructions below. If a specific treatment in the private sector has been recommended for the illness or injury, the insurance company must be contacted in advance to clarify whether the treatment is covered, using the E-medical certificate issued by the doctor.

Insurance for children in early childhood education

The municipality of Tuusula has insured children in municipal early childhood education in Tuusula. Early childhood education staff report accidents involving children electronically directly via the Protector website. The report must be made within approximately one week of the accident. The child’s guardian applies for compensation for the expenses incurred directly from the insurance company online, by telephone or by email. The insurance number and the account number of the beneficiary must be known when filing the accident report.

The insurance number is 3198169.

Claim compensation from Protector

• online: Group accident insurance(switch to another service)
• by telephone: (+358) 020 741 4000
• by email: info@protectorvakuutus.fi            

The insurance is valid worldwide for municipal activities specified in the insurance policy when the municipality is the main organiser, for example

• in early childhood education
• activities in accordance with the pre-school and primary school curriculum, including practical training, camp schools and class trips
• morning and afternoon care
• youth and club activities
• camps and excursions.

The insurance covers, in accordance with the insurance terms and conditions

• treatment costs in private or public healthcare without excess
• public and private sector services; for follow-up care, a separate payment commitment must be obtained from the insurance company to cover the costs of private care.

If your child falls ill

Contagiousness is highest at the onset of the illness, so children should stay home as soon as the first symptoms appear. If a child becomes ill during early childhood education, the daycare staff will contact the guardians. The child should be picked up as soon as possible.

In early childhood education, we follow the nationally issued THL guidelines and recommendations on infectious diseases under the guidance of the welfare sector.

Read more about infections on the Health Library website.

Medication in early childhood education

First and foremost, children’s medication should always be administered at home. Caregivers should ask their doctor to prescribe long-acting medication for their child, if possible, which can be administered at home before or after the early childhood education day.

However, if medication is also required during early childhood education, a written medication plan must always be drawn up for the child. The child’s medication plan must be drawn up before the child starts receiving medication in early childhood education. The child’s medication plan is attached to the child’s early childhood education plan.

The child’s medication plan is agreed upon with the child’s guardian and early childhood education staff for medication administered in early childhood education. The plan specifies, among other things, the medicines to be given to the child, matters related to the administration of the medicine, any monitoring and measures related to the medication, and the persons responsible for and acting as substitutes for the medication in early childhood education. Medicines to be administered to children in early childhood education are brought to the daycare centre in their original packaging, together with dosage instructions.

The child’s guardian has a key responsibility for both the flow of information and ensuring that the daycare staff are adequately familiarised with the child’s medication. It is the guardian’s duty to ensure that the necessary information regarding the child’s medication is communicated from the child’s doctor to the early childhood education staff. Similarly, the guardian is also responsible for passing on information received from early childhood education staff to the child’s doctor.

The guardian participates in drawing up the child’s individual medication plan, in the child-specific training of staff administering medication, and is responsible for delivering medication to the daycare centre.